Estima puts every flat, villa and plot you're eyeing on a single scorecard — then stress-tests each against renting, mutual funds and equity. You ship a decision, not a spreadsheet.
Short walkthroughs of every flow — before you sign up, before you commit.
Answer 5 quick questions and pick an AI model. You get a repayment plan, and Estima's own calculator rechecks every rupee, lock-in and prepayment charge before you see it.
Line, area, stacked, grouped, combo or donut charts. Pick loans, timeframe (monthly, CY, FY, custom), principal vs interest, rupees or % of EMI.
See what you've paid and what's left for each loan or all loans together, as on any date. Download a payment report as PDF or Excel.
Bank changed your rate, or RBI moved the repo rate? Compare Keep EMI, Keep tenure or a custom EMI, see the impact, and undo anytime.
Test part-payments on any loan and save up to 10 scenarios. Got a bonus? Estima shows the best way to split it across your loans.
Download the Excel template, fill in up to 25 loans, upload — your whole loan list is ready in seconds.
Catalogue every flat, villa, and plot — with price, carpet area, loan terms and your gut-feel scores. Status-tracked across Evaluating, Owned, Sold.
Weighted decision score across location, commute, resale and price/value. Share a read-only link with family. CSV + PDF export.
EMI · Rent vs Buy · Car vs Property · UC expected value · Leverage Optimizer · Wealth narrative · Prepay vs Invest — and our new Rental Snowball that simulates buying 3-5 flats from a single OD pot with XIRR on every rupee.
All your home, car, personal loans and overdrafts in one place. Upload them from Excel, split a bonus across loans, test part-payments, re-run your EMI after an RBI rate change, track progress with custom charts and PDF/Excel reports — plus AI repayment plans where Estima's calculator checks every rupee.
Own it? Watch your property compound against Nifty, MF, gold, silver, FD. Realized P&L on every flip.
Curated launches across BLR / MUM / NCR / HYD / PUN / CHN. Star-watch the ones you care about; they follow you to your Dashboard.
Real rent and ₹/sqft around every owned property — Estima's city presets + community contributions. 1-click rental listings that deep-link to 99acres, MagicBricks, NoBroker & more.
Track tenants, generate PDF receipts, and invite them to a Razorpay-powered portal. They pay; Estima auto-generates the receipt.
Verify tenants and Will-witnesses with an Aadhaar OTP flow (UIDAI-contract-compatible stub today; real partner swap when you're ready).
Let AI draft a property-level distribution. Then book a verified family-law counsel from Estima's panel (pay via Razorpay, 10% platform fee), collect Aadhaar-backed witness e-signatures, and email each beneficiary a password-protected PDF.
Claude Sonnet 4.5 reads your numbers and returns a 2-line verdict, 5 bullets of reasoning, and one concrete next step.
Kick the tires with no signup. Pre-seeded with sample properties, tenants and receipts.
Every home you consider is scored on six axes and six financial scenarios. Nothing is hidden behind jargon — every assumption is editable, every chart is explained.
Tier-1 land is finite. Rents compound at 8% a year. EMIs end at tenure — and every rupee after that becomes investable. And when you pass property on, India's capital-gains clock resets at zero. Run your own numbers in the Wealth narrative calculator.
Run the 25-year mathBengaluru, Mumbai, Delhi NCR, Hyderabad, Pune — a fixed-supply game with a growing buyer pool.
₹30k today ≈ ₹2L in 25 years. That money never comes back.
After year 20 every rupee that used to go to the bank compounds into your net worth.
Inheritance resets India's capital-gains clock to zero. Equity and MFs don't.
Create your account and model your first property in under two minutes.
Get started · it's freeReal numbers. Indian tax code. 2026 RBI rates. No glossed-over edge-cases.
For most Indian metros in 2026, the rent-vs-buy break-even is 6–9 years assuming 20% down payment, 8.75% home loan, 7% property appreciation and 5% rent escalation. If you'll stay under 5 years, rent. If you'll stay 7+ years and earn at least ₹1.5L/month net, buying makes financial sense. Use Estima's Rent vs Buy calculator for your exact city and EMI.